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Car Accident Lawyer Explains Colorado Vehicle Injury Settlement Process

Jul 8, 2019

If you are searching for a car accident lawyer near Colorado Springs then you will be interested in this article that answers the most common questions Coloradoan’s ask us about injuries incurred in an auto accident due to someone else’s negligence.

A Car Accident Lawyer Provides Help at a Stressful Time

If an auto accident caused your injuries and you’re not at fault, chances are you’re struggling to figure out what to do next.  Car accident insurance settlements in Colorado can be a nightmare if your not a legal or insurance expert.

Because of your injuries, you may suffer from emotional and physical trauma which makes it difficult to handle the stress and complexities of getting the compensation from insurance companies.

If an auto accident in Colorado Springs resulted in injuries and you’re wondering how a car accident lawyer may help you, keep reading to find answers to common questions that can help you move in the right direction.

What Should I do After a Car Accident?

After a car accident, you should write down every detail of the accident. See a medical professional as soon as possible after the accident and get clear documentation of all injuries.  This is a critical step to take even if you believe you are fine. You’ll want to take note of all of these interactions and of every expense and notify your insurance company.

The important thing is that you do not agree to any settlements from any insurance company or agree with anything in writing until you are positive about the extent of your injuries.  In many cases, having a clear understanding will depend on having professional representation like a personal injury law firm at your side.

Related: How to report an accident in Colorado if an officer was not involved.

What Should I do if the Other Driver’s Insurance Company Contacts Me?

If you are not at fault in Colorado, it’s the other party’s insurance that will cover your personal injury-related expenses.

Insurance companies are trying to make a profit–thus, the less money they pay out, the better.  The insurance company of the person who caused your injuries may try to catch you when you are vulnerable–that is, right after the car accident.

You may be confused and feeling vulnerable because you may have incurred substantial medical expenses. You may be getting inundated with confusing paperwork. If the other parties insurance company calls you and tries to settle, this can be a red flag warning you to get help from the best car accident lawyers in Colorado Springs.

How Much Can I Expect if I Settle?

No personal injury law firm can tell you exactly how much you will receive in a car accident settlement because it will depend on several factors. Be wary that insurance companies will try to settle on the low side.

For just auto damage, the insurance company will reimburse you the cost of repairs–this might seem straightforward, and it can be.

The car accident injury part of the settlement is a separate case and is based on anything related to injuries sustained in the accident, such as lost wages. Other expenses include medical equipment hospital stays, medications, and rehabilitation.

Even if you think you can just tally up the approximate amount of losses out of medical receipts and other paperwork, you need to remember that there are other types of financial losses that can incur that are more difficult to prove without a car accident lawyer to guide you.

This is also the case if you have just had the auto accident and don’t know the extent of your yet – sometimes injuries from car accidents are not immediately obvious.  You need a plan to recoup expenses should the after-effects of the accident appear months after the accident.

Keep this in mind: depending on what type of medical insurance you have, you may have to pay back medical expenses after your settlement, even if you aren’t at fault.

How Long does an Auto Accident Settlement Take?

Sometimes car accident insurance settlements can take quite a long time, from a few months or a few years for more complex or serious cases.  The first thing is to make sure that you have been appropriately treated and have statements to support that you are well and stable.

Then your car accident lawyer can submit the statement to the insurance company, which typically takes a month or two to process. There may be another few months for follow-up and negotiation between your injury law firm and the insurance adjuster.

Did the accident happen several months ago or longer?  This article explains how long you have to sue for personal injury in Colorado.

How do I Know if I Need a Car Accident Lawyer?

We recommend you speak with a Colorado Springs auto accident lawyer immediately after any car accident. There is no cost to do this whether you believe the accident injuries entitle you to a settlement.

You need to speak to an expert.  You may not fully understand your injuries or what types of losses you could incur.  As lawyers that deal with insurance companies every day, we recommend you proceed properly from the get-go, otherwise, you risk losing out on the compensation you deserve.

Schedule A Free Consultation With A Colorado Springs Auto Accident Lawyer

There is no cost or risk to speak with a personal injury attorney that specializes in car accidents.  You should speak with an attorney as soon as possible after the accident to decide whether you have a case, and if so, how long compensation will take.

If you are injured in a car accident in Colorado Springs, you need the best car accident lawyer in the Pikes Peak region.  This is not the time to work with a generalist, you need guidance from a personal injury lawyer experienced in car accidents.

King & Beaty has the experience, ability and skilled staff that specializes in car accident lawsuits that you will want on your side.

Contact King & Beaty to schedule your free personal injury consultation to determine if you have a case.

Call (719) 505-9999

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